I am officially "retired"
from paying day jobs.
At 61 I was working part-time at an
assisted living facility as the Program Director. I really liked that job. I
helped people every day and I was always learning something new.
For example, I learned how to set a
banquet table (thanks Val!), how to conduct a book club and Bible study (thanks
Carol and Martin!), and how to announce Bingo numbers without getting distracted
(thanks Boogy!).
However, some of my duties were becoming
boring, like making popcorn for afternoon movie time. And I was growing weary
of folding and lifting wheelchairs into vehicles.
Someone mentioned to me that I could actually
'"retire" at age 62 – that is, receive Social Security benefits. I
don't recall exactly, but this person might have been one of the residents at
the center, probably hoping, after another botched batch of popcorn, that I'd
move on.
Anyway, a wee bit of investigation
later, I discovered that:
1. I could begin receiving Social
Security benefits at 62, and
2. The monthly amount I would receive
at 62 was a few dollars less than what I would receive if I waited until 65,
and
3. The monthly amount I would receive
was equal to my salary at my part-time day job.
Hmm.
Quick calculations!
I could receive retirement
payments at 62 and quit my day job, and stay home to do what I really love.
Down side?
Well, sure, if I stayed at
work and received those payments, I'd make twice as much to take home. If I
continued working and waited until I was 65, I'd fill my pockets with even more money.
What would you decide? Would
that change for you at a different age?
If you read the first post in
my blog, you know I'm 65. What do you think I decided?
Stop by next Monday to find
out. Meantime, whatever your age, have a lovely, kindly week!
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